Liquidity is one of the most important factors of business performance of each company. In recent years, the liquidity has been a very serious problem of Slovenian and international companies.
The risk of liquidity problems due to the lack of payment discipline can be mostly transferred to insurance companies by placing an appropriate trade credit insurance. The companies thereby protect an important part of their property.
Business interruption represents another kind of significant exposure to liquidity risk. Sometimes even the company’s existence may be affected by it. This risk can be mostly transferred to an insurance company. That ensures the same financial results as in the case of no business interruption.
The organizers of various sports, cultural and other events are exposed to the cancellation risk of their events. Financial losses in such a case may be significant, so it is reasonable to provide adequate protection of financial assets which may be done by placing an appropriate insurance protection.